INCLUSIVE DIGITAL TRANSFORMATION FOR MSMES: A CAPABILITY-BASED FRAMEWORK FOR SUSTAINABLE ADOPTION. Journal of Jabar Economic Society Networking Forum, [S. l.], v. 1, n. 11, p. 21–30, 2024. Disponível em: https://jesocin.com/index.php/jesocin/article/view/69.. Acesso em: 23 aug. 2026.