FINANCIAL RESILIENCE AND WORKING-CAPITAL DISCIPLINE IN SMALL ENTERPRISES: AN INTEGRATIVE CONCEPTUAL FRAMEWORK. Journal of Jabar Economic Society Networking Forum, [S. l.], v. 2, n. 1, p. 11–20, 2025. Disponível em: https://jesocin.com/index.php/jesocin/article/view/81.. Acesso em: 22 aug. 2026.