HUMAN-AI COLLABORATION FOR RESPONSIBLE SERVICE INNOVATION: A GOVERNANCE FRAMEWORK FOR MSME LEARNING, OVERSIGHT, AND CUSTOMER VALUE. Journal of Jabar Economic Society Networking Forum, [S. l.], v. 2, n. 7, p. 31–40, 2025. Disponível em: https://jesocin.com/index.php/jesocin/article/view/109.. Acesso em: 24 aug. 2026.