“CYBERSECURITY GOVERNANCE FOR DIGITAL MSME FINANCE: INTEGRATING ACCESS CONTROL, TRANSACTION ASSURANCE, AND ORGANIZATIONAL LEARNING” (2025) Journal of Jabar Economic Society Networking Forum, 2(9), pp. 11–20. Available at: https://jesocin.com/index.php/jesocin/article/view/117 (Accessed: 26 August 2026).