“TRANSFORMATION IN THE INTERNET OF THINGS (IOT) MARKET IN THE BANKING SECTOR: A CASE STUDY OF TECHNOLOGY IMPLEMENTATION FOR SERVICE IMPROVEMENT AND TRANSACTION SECURITY” (2024) Journal of Jabar Economic Society Networking Forum, 1(3), pp. 17–32. Available at: https://jesocin.com/index.php/jesocin/article/view/14 (Accessed: 28 June 2026).