TRANSFORMATION IN THE INTERNET OF THINGS (IOT) MARKET IN THE BANKING SECTOR: A CASE STUDY OF TECHNOLOGY IMPLEMENTATION FOR SERVICE IMPROVEMENT AND TRANSACTION SECURITY. JESOCIN [Internet]. 2024 Feb. 17 [cited 2026 Aug. 23];1(3):17-32. Available from: https://jesocin.com/index.php/jesocin/article/view/14